Apple Card is a credit card offered by Apple and Goldman Sachs that offers daily cashback, in-app data about your purchases and spending habits. For other benefits, you can use it directly from the iPhone in the Wallet app. You’ll get a physical Apple Card too, which is crafted out of a fancy metal material. But unlike those other high-end credit cards, Apple Card is much more broadly accessible and without the same requirements to obtain.
If you like to use credit cards for cashback and the convenience they offer, and you have an iPhone, applying for Apple Card may be something you’re interested in.
How to Apply & Sign Up for Apple Card from iPhone
Note that you must have an iPhone to be able to apply for the Apple Card:
- Open the “Wallet” app on your iPhone.
- Click on ‘Apply’ on the Apple Card promo, or click the “+” plus button to add an Apple Card.
- Click continue and through the signup process.
- Confirm your Apple ID, name, address, and other personal information.
- Agree to the terms after reviewing interest rate and charges
- You’ll either be immediately approved for it. Shown your credit limit and details to which you can approve and accept. Or asked to submit additional documentation like taking a photo of your ID.
If you want quick approval than you can use this Card right away with your iPhone and Apple Pay. If you have to submit additional documentation there will be a delay. You’re either:
The credit limits and interest rates vary on the person’s credit scores and other details. And there seems to be a large range of numbers for both. If you’re not happy with it you can always reject the card, or close it.
Like all other credit cards, Apple Card charges interest so it’s best to use the credit card responsibly. Paying the card balance off in full before any interest is accumulated is one way to do that.
After you’re signed up, managing your Apple Card is also done through the Wallet app. You can also have a live chat with customer service if needed, or call a phone number of course too.
While you’re in the Wallet app, you might also find it worthwhile to add other credit cards to Apple Pay on the iPhone too.
Note that if you’ve never set up Apple Pay you will need to do that as well to apply for and use Apple Card.
Did you apply and sign up for Apple Card? Do you use the Apple Card and find it convenient? Share your thoughts in the comments below.